An Introduction to Retail Banking in the UK

Speaker:   |  CPD Hours: 6.0

Price £595 plus VAT

New dates coming soon.

OBJECTIVES

This intensive one-day programme will be conducted along workshop principles, with formal lectures, case studies & interactive worked examples. Each learning point will be reinforced with practical exercises.

After the course delegates will be able to:

  • describe different types of bank and their business models
  • discuss the evolution and structure of the UK retail banking market
  • evaluate key performance measures for banks and compare the main players
  • explain the impact and legacy of the 2007/08 financial crisis
  • discuss key products and services, including the revolution taking place in payment systems; and current account switching
  • outline risk management, balance sheet management and the regulatory framework today
  • discuss the impact of coming reforms to the banking market including ring fencing

CONTENT

Banks and the banking market

  • Evolution of the UK banking market
  • Impact and legacy of the credit crunch
  • Market segmentation and channels
  • Change driven by the ‘challenger’ banks
  • Structure of the market today, current trends and issues
  • Different types of bank and business model
  • Key performance measures: net interest margin, cost/income ratio

Products and services

  • Payment services
  • Current accounts and the switching issue
  • Consumer credit
  • Deposit taking
  • Mortgage lending
  • Commercial lending

Financial and risk management

  • Asset/liability management and role of the Treasury
  • Risk management: credit, operational, liquidity, interest rates
  • Key performance measures: leverage, capital ratios, loans/deposits

Bank regulation

  • UK and international regulatory framework
  • Prudential and conduct regulation: Bank, PRA and FCA
  • Capital adequacy and the Basel rules
  • Banking reform including ring fencing

WHO SHOULD ATTEND

This course is designed for client-facing staff who need to understand the UK retail banking market. The course will explore the business models, strategies, regulation, terminology, products and services using real life examples.

No previous knowledge is required.

Looking to train your team or a group?

We can deliver any of our courses tailored to your needs at your offices or at a location of your choice.

CONTACT US

Find an alternative course

Advanced search

Courses running soon

December

"Very good and well presented course." Tim Buss, VAT for Accounts Payable course

Kathy Greenwell
Ellis Patents

"Everything was excellent - from enquiry to delivery of the course."

Salma Mohamed
Pen International

"Jacqueline was fantastic. Best course I have ever been on. Brilliant." Jacqueline Williams, Accounting Principles course

Heather Barker
British Land

"Small class and opportunity to discuss made course worthwhile."

Baldish Mandair
Specsavers Optical Superstores

"It was well-pitched and gave good references for further information. Example questions were good." Peter Hughes, IFRS Update course

Daniel Lally
Bouygues UK

"I would just like to say that I thoroughly enjoyed the course and found it extremely useful and informative.  Steve Giles was extremely knowledgeable and very approachable so please do pass on my thanks.  In addition, the lunch was fabulous!!" Steve Giles, Role of Non-Executive Directors course

Jayne Stokes
Port of London Authority

"The course was exactly as expected and really helped my understanding." Gwen Ryder, VAT 1 and 2 courses

Antonia Jones
The Motor Fuel Group

"Very good presenter. Good overview." Peter Hughes, Tax in Company Accounts IFRS course

Mamta Shah
Shell International

  • Sign up to our course reminder email here